Morning, Jeanette here, the other day I remember seeing back and forth emails about why some employers feel they do not need to worry about the 2014 Health Care Reform Law. Some employers mistakenly think that if I have less than 50 employees, and I don’t offer health insurance any way, I don’t have to worry about Health Care Reform. Sheri Hyslop (Benefits Agent in our office,) has a couple very good reasons why all employers should be aware of the changes and rules. Such as: Businesses with fewer that 50 employees that do offer coverage will have lots of new regulations on rates, benefit design, eligibility and so forth. (What they won’t have is a penalty for not offering coverage.) Business owners of all sizes will have to inform their employees about the Exchanges and their options whether they offer insurance to their employees or not.
I wanted to share the one “big” reason why I personally feel ALL employers need to know what is happening in 2014…
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As Independent Insurance Agents and Brokers, we have the ability to offer you the best possible combination of custom-designed coverage’s and competitive rates. We can provide optimum value with our ability to access an extensive product line and secure the coverage you desire. With over 100 carriers to choose from, we are not limited to just one or a few coverage options.